$170M+

Funded & Counting

$150M+

Residential

$20M+

Commercial

Texas

Local Roots

Our Loan Solutions

Residential & Commercial — All Under One Roof

Whether you’re a first-time homebuyer, a veteran, a self-employed borrower, or a business owner acquiring commercial property, we offer financing options designed around your needs.

Residential Loans

Financing for your next home

For first-time buyers, veterans, self-employed borrowers, foreign nationals, and investors. When traditional financing doesn’t fit, we can explore alternative financing options.

Commercial & SBA Loans

Financing for your business goals

For business owners, investors, and entrepreneurs pursuing business acquisitions, commercial real estate, expansion, and other business financing needs.

Welcome to Point Capital Services

Financing built around your goals

We are a financial services company providing mortgage and financing solutions for residential and commercial needs in Texas. Through our network of lending partners, we provide access to a wide range of financing options designed to help homeowners, investors, and business owners achieve their goals.

Our mission is to educate and empower our clients by providing clear information about rates, pricing, costs, and financing options so they can make informed financial decisions with confidence.

Transparent Pricing

Clear costs and financing options — no unexpected surprises.

Personalized Service

We take the time to understand your goals and guide you throughout the process.

Efficient Closings

We keep the process moving and work to make your transaction as smooth as possible.

Financial Literacy

We educate you on your options so you can make informed financial decisions.

How It Works

A Simple Path to the Right Financing

We make the process clear, organized, and easy to understand.
STEP 1

Initial Consultation

Tell your loan officer about your situation — your goals, timeline, and any challenges you've faced. We'll review your needs and help identify financing options that may fit your situation. Free, no obligation.

STEP 2

Document Collection

Submit your required documents. We'll provide a clear checklist based on your loan type and help you understand what's needed to keep the process moving.

STEP 3

Evaluation & Approval

We coordinate the application, documentation, appraisal, and lender review process. We'll keep you updated and help keep everything moving toward approval.

STEP 4

Closing & Funding

Review and sign the final documents, complete the closing process, and move forward with funding. Whether you're receiving the keys to your new home or capital for your business, we're here to help you through the final steps.

Why Choose Us

A trusted broker with long-standing lender relationships

Big banks typically offer products from their own lending portfolio — we don’t work that way. As an independent broker, our long-standing relationships with multiple lenders allow us to shop your loan and explore competitive rates and financing programs based on your specific situation, whether you’re buying your first home or acquiring a business.

We believe great service goes beyond just numbers. We take the time to educate every client on rates, pricing, and costs — so you fully understand your options before making a decision.

And when traditional financing doesn’t fit, that’s often where our work begins. We look deeper into your situation and explore alternative financing options that may be available.

With Point Capital Services, you get access to multiple lending options, honest expert guidance, and personalized service from a team that’s with you throughout the financing process.

Competitive Pricing

We educate every client on rates, pricing, and costs so you can make an informed financial decision based on your goals.

Free Consultations

Talk to a loan officer today. Get a free consultation with no obligation and no hard credit pull.*

Refinance

We compare options from multiple lenders to help identify a refinance solution that fits your specific situation.

Responsive Support

Our team stays accessible by phone, text, and email to provide timely updates and support throughout the process.

Commercial & SBA Financing

Fund your business. Own your future

We help business owners and entrepreneurs explore financing for acquisitions, commercial real estate, expansion, equipment, construction and other qualified business needs.

SBA 7(a)

Construction

Business Acquisition

SBA 504

Commercial Real Estate

Equipment

$20M+

Commercial loans funded

Start a Conversation

Let's find the financing that fits your goals

Free consultation, no obligation. Tell loan officer your situation and they will help you understand the financing options that may be available.

Request a Free Consultation

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