{"id":750,"date":"2026-06-04T10:39:44","date_gmt":"2026-06-04T10:39:44","guid":{"rendered":"https:\/\/awesomedesignz.com\/pointcapitalservices\/?page_id=750"},"modified":"2026-09-18T08:03:00","modified_gmt":"2026-09-18T08:03:00","slug":"legal","status":"publish","type":"page","link":"https:\/\/awesomedesignz.com\/pointcapitalservices\/legal\/","title":{"rendered":"Legal"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n \t\t
\n\t\t\t\t\t

Legal<\/h1>\t\t\t\t<\/div>\n\t\t\n<\/div>\n
\n \t\t
\n\t\t\t\t\t

Disclosures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

In accordance with the Equal Credit Opportunity Act, Point Capital Services, LLC does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer\u2019s income derives from a public assistance program; or any other basis prohibited by law.<\/p>

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.<\/p>

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be obtained from the department\u2019s website at www.sml.texas.gov<\/a>. A toll-free consumer hotline is available at 1-877-276-5550.<\/p>

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department\u2019s website at www.sml.texas.gov<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t

Lisenses<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Point Capital Services, LLC supports Equal Housing Opportunity. NMLS ID# 2094446<\/p>

Texas SML License
California DFPI Financing Law License 60DBO-172215<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Legal Disclosures In accordance with the Equal Credit Opportunity Act, Point Capital Services, LLC does not discriminate against any applicant […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-750","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/pages\/750","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/comments?post=750"}],"version-history":[{"count":50,"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/pages\/750\/revisions"}],"predecessor-version":[{"id":8616,"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/pages\/750\/revisions\/8616"}],"wp:attachment":[{"href":"https:\/\/awesomedesignz.com\/pointcapitalservices\/wp-json\/wp\/v2\/media?parent=750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}